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Setup costs for a nightly rental can vary. If you’re purchasing a property that’s already furnished and turnkey, your out-of-pocket costs might be low…

Your primary residence usually has a lower interest rate compared to a second property or an income property. It’s also important to note that your pr…

There are several factors to consider. First, you need to ask yourself if you need consistent monthly income. Nightly rentals can have ups and downs i…

Last year, we saw a lot of fluctuation in rates, which I refer to as the ‘year of whiplash’. When rates dipped, there was a slowdown in production as …

There are always changes in the mortgage industry, especially with a new presidential administration. While it’s difficult to predict exactly what wil…

The underwriter’s job is to be meticulous in reviewing the borrower’s financial situation and ensuring that they meet the lender’s requirements. They’…

One common mistake is not being completely transparent with your loan officer. This includes not disclosing things like a past bankruptcy or a forthco…

The mortgage process begins with the application, where the borrower provides information about their income, assets, and debts. This information is c…

We’ve made significant strides in digital services. For example, we were the first in the state to offer online marriage licenses. We’re also doing zo…

If we don’t plan for growth ahead of time, the cost implications can be significant. For example, widening roads or other infrastructure after the fac…

One of the major projects we’re excited about is the development of a new main street that will not disrupt existing structures. We’re also working on…

We are working on ensuring there is adequate infrastructure to support the growth in these areas. This includes planning for roads and other essential…