What role does the underwriter play in the mortgage process?
Guest:
Eric Smart
Episode:
HGRE Pod 13 - Eric Smart_assemblyai
Question Speaker:
Eric Smart, Mortgage Professional, Licensed Loan Officer, NMLS Licensed, Ares Mortgage
Answer Speaker:
Eric Smart (Mortgage Professional, Licensed Loan Officer, Ares Mortgage)
Duration:
61.433333333333
Business:
Ares Mortgage
Influence Level:
High
About Eric Smart
Ares Mortgage
Credentials & Qualifications
- Mortgage Professional
- Licensed Loan Officer
- NMLS Licensed
- Mortgage Specialist
Areas of Expertise
Mortgage Lending
Loan Origination
Residential Financing
Mortgage Products
Loan Processing
Connect
Quality Score:
80/100
Authority Score:
85/100
Confidence Score:
0.9722471/100
The underwriter’s job is to be meticulous in reviewing the borrower’s financial situation and ensuring that they meet the lender’s requirements. They’re not the decision-maker, but they help put together the package that will be presented to the decision-maker. It’s important to work positively with the underwriter and provide them with all the necessary information.
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